GISecure provides a complete general insurance solution for mortgage brokers and intermediaries.

Buildings & Contents

Why sell GISecure’s B&C?

  • Access our panel of insurers
  • No need to activate. You can access B&C via our quick and efficient online system instantly
  • We pay 27.5% commission on every policy sold
  • Immediate cover is available
  • We provide a bespoke approach to each quote
  • We have the ability to insure non standard cases

Why your customer’s will benefit from taking out GISecure’s B&C:

  • No claims discounts are provided. The customer can receive up to 65% discount for both Buildings and Contents
  • The customer has the choice to pay in one lump sum or on a monthly basis
  • Free legal helpline and free emergency home assistance provided
  • Buildings sum insured - £400,000 including Accidental Damage compared to £300,000 as standard for Paymentshield
  • Contents sum insured - £50,000 including Accidental Damage compared to £40,000 as standard for Paymentshield

Our online and bespoke approach

Real time analysis of business and rating structures ensures that we are able to provide a quotation to 99% of all quotations submitted.

Effectively, each product has its own set of definitive business rules, triggers for referrals, rating and documentation. This unique referral and real time underwriting approach provides a truly unique solution in the market place.

Unlike our competitors, who when presented with a high risk or non standard request, will decline or overprice the risk making the premium uncompetitive. We are able to take a bespoke approach by dynamically underwriting each risk individually with a multi insurer panel, therefore applying an appropriate rating structure coupled with relevant endorsements.

Premiums remain competitive and enable you to secure increased levels of business and develop a reputation for consolidating the customer’s needs.

Postcode
Town
Bedrooms
Type of building
Age of building
Age of Insured
Building Only
Building & Contents
SS4 1AS
Rochford
2
Terrace
1920 to 1945
36
183.06
283.72

SS4 1AS
Rochford
3
Semi
1920 to 1945
52
169.28
294.77

SS4 1AS
Rochford
4
Detached
1920 to 1945
62
227.00
390.55

AL5 4BT
Harpenden
2
Terrace
1980 to date
36
138.12
192.25

AL5 4BT
Harpenden
3
Semi
1980 to date
52
175.82
235.67

AL5 4BT
Harpenden
4
Detached
1980 to date
62
189.09
277.21

HU1 2LP
Hull
2
Terrace
1920 to 1945
36
194.35
375.12

HU1 2LP
Hull
3
Semi
1920 to 1945
52
237.81
418.50

HU1 2LP
Hull
4
Detached
1920 to 1945
62
304.79
523.30

EX16 4HX
Tiverton
2
Terrace
1946 to 1979
36
138.12
219.06

EX16 4HX
Tiverton
3
Semi
1946 to 1979
52
159.17
224.39

EX16 4HX
Tiverton
4
Detached
1946 to 1979
62
189.91
278.47

S11 7lU
Sheffield
2
Terrace
1850 to 1919
36
200.92
313.54

S11 7lU
Sheffield
3
Semi
1850 to 1919
52
219.56
337.66

S11 7lU
Sheffield
4
Detached
1850 to 1919
62
298.85
420.55

SP1 3FE
Salisbury
2
Terrace
1920 to 1945
36
138.12
214.33

SP1 3FE
Salisbury
3
Semi
1920 to 1945
52
172.86
231.61

SP1 3FE
Salisbury
4
Detached
1920 to 1945
62
206.35
286.64

BN11 4HA
Worthing
2
Terrace
1920 to 1945
36
215.54
312.66

BN11 4HA
Worthing
3
Semi
1920 to 1945
52
235.95
302.76

BN11 4HA
Worthing
4
Detached
1920 to 1945
62
327.66
422.01
Buildings sum insured - £400,000 including Accidental Damage
Contents sum insured - £50,000 including Accidental Damage
Standard excess
Policies include Legal Expenses


GISecure’s policy at a glace



Insurer/Product name
Munich Re
Novea plc – AM Best A
Contents sum insured limits
£500,000
£500,000
Buildings sum insured limits
£1.5 million
£1.5 million
Contents excess (min)
£50
£100
Free legal expenses
Up to £50k
Up to £50k
Freezer cover
£500
£500
Claims line
24 Hours
24 Hours
Money and credit cards
£500
£500
Jewellery & valuables
33% sum insured
33% sum insured
Personal possessions
No limit
No limit


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